Understanding the GHIC and EHIC for UK Travellers
As the UK's relationship with the European Union has evolved, so too have the healthcare options available to British travellers visiting other countries. The introduction of the Global Health Insurance Card (GHIC) has brought about changes that UK consumers need to be aware of, particularly in comparison to the previously used European Health Insurance Card (EHIC).
What is the GHIC?
The GHIC is a replacement for the EHIC, which was previously available to UK residents travelling within the European Economic Area (EEA) and Switzerland. The GHIC provides similar healthcare coverage to the EHIC, allowing UK travellers to access state-provided medical treatment during their visits to participating countries.
Key Differences Between the GHIC and EHIC
While the GHIC and EHIC serve a similar purpose, there are some notable differences that UK travellers should be aware of:
- Geographical Coverage: The EHIC was valid in all EEA countries and Switzerland, while the GHIC is currently only accepted in EU member states.
- Validity Period: EHIC cards were valid for up to 5 years, whereas GHIC cards have a validity period of up to 5 years from the date of application.
- Acceptance: The EHIC was automatically issued to eligible UK residents, while the GHIC must be applied for separately.
- Cost: The GHIC is provided free of charge, while the EHIC had a small administrative fee.
Applying for a GHIC
To apply for a GHIC, UK residents can visit the official GHIC website and submit their application online. The process is straightforward and the card is typically issued within 10 working days. It's important to note that the GHIC is not a replacement for travel insurance, and travellers should still consider purchasing a comprehensive policy to cover additional costs and emergencies.
Tips for UK Travellers
As UK travellers navigate the transition from the EHIC to the GHIC, here are some tips to keep in mind:
- Apply for your GHIC well in advance: The GHIC application process can take up to 10 working days, so be sure to apply for your card well before your travel dates.
- Carry both your GHIC and travel insurance: While the GHIC provides access to state-provided medical care, it does not cover the full range of expenses that can arise during a medical emergency. Comprehensive travel insurance is still essential.
- Check the GHIC's coverage in your destination: Not all EU countries participate in the GHIC program, so it's important to research the healthcare options available in your travel destination.
- Keep your GHIC safe and accessible: Make sure to carry your GHIC with you at all times during your travels, as you may need to present it to access healthcare services.
By understanding the GHIC and how it differs from the previous EHIC, UK travellers can ensure they are prepared with the right healthcare coverage for their trips abroad.