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Cashback & Rewards

Saving money doesn't have to stop at finding a good deal. With cashback and rewards, you can earn money back, points, or bonuses every time you shop, switch services, or sign up to selected offers.

At Savvy Savers, we highlight trusted cashback and rewards platforms that help you stretch your money further.

💷 What Is Cashback?

Cashback is a reward you receive for making a purchase or completing an action, such as:

  • Shopping online at your favourite retailers
  • Booking travel or holidays
  • Switching broadband, mobile, or energy providers
  • Opening a bank account or financial product
Instead of paying full price, you get a percentage of your spend returned to you — usually paid straight to your bank or PayPal account.

🎁 What Are Rewards?

Rewards schemes offer benefits such as:

  • Gift cards
  • Points you can redeem for money or products
  • Sign-up bonuses
  • Exclusive member discounts
Some platforms combine cashback and rewards, giving you even more value.

⭐ Recommended Cashback & Rewards Platforms

Below are some of the most popular and trusted cashback and rewards services used by UK savers. We only feature platforms that are well-established and widely used.

🔹 TopCashback

  • Earn cashback at thousands of UK retailers
  • High cashback rates on shopping, travel, and utilities
  • Regular bonus promotions
Join TopCashback and start earning today

🔹 Quidco

  • Simple and easy-to-use cashback platform
  • Strong offers on insurance, utilities, and travel
  • Optional premium membership for higher payouts
Sign up to Quidco and get cashback on everyday spending

🔹 Swagbucks

  • Earn rewards for shopping, surveys, and online activities
  • Redeem points for PayPal cash or gift cards
  • Ideal for earning extra money in your spare time
Join Swagbucks and start earning rewards

🔹 KidStart

  • Save for your children's future while you shop
  • Earn cashback and savings at thousands of retailers
  • Build a nest egg for your kids with every purchase
Join KidStart and save for your children

🧠 How to Maximise Your Cashback

  • ✓Always check cashback rates before you buy
  • ✓Combine cashback with discount codes where allowed
  • ✓Clear cookies or use a fresh browser session
  • ✓Track your cashback until it becomes payable
  • ✓Use multiple platforms to compare rates
Small percentages can add up to hundreds of pounds a year.

⚠️ Important Things to Know

  • Cashback is usually tracked, then becomes payable after a waiting period
  • Some purchases may not qualify (check terms carefully)
  • Cashback rates can change at any time
We recommend reading the terms on each platform before signing up.

💡 Why Use Savvy Savers?

  • Curated, trusted platforms only
  • No spam or fake offers
  • Clear explanations for beginners

Our goal is simple: help you keep more of your money.

Disclaimer: Savvy Savers may earn a commission when you sign up through some links. This helps support the site and allows us to keep sharing free money-saving content. It never affects the cashback or rewards you receive.

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What Our Users Say

Real savings from real people who found smarter ways to manage their money

"The articles section is packed with practical advice! I followed their budgeting tips and now save £400 a month. The guides are clear and easy to follow."

Emily Johnson

"The cashback deals are incredible! I earned over £200 back on my regular shopping and subscriptions. It's like getting paid to spend money I was already going to spend."

Michael Chen

"I love reading the articles for money-saving strategies, then using the cashback deals to maximize my savings. This combination has helped me build my emergency fund in record time!"

Sarah Williams